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What can cause a liability claim on your California home insurance? Many home owners are aware of the common risks, such as a visitor being injured on their property or their pet attacking someone. There is an additional liability that some may not be conscious of. Depending on where you live, expenses related to incidents involving the public sidewalk outside your property could fall on you.

  • Stockton, California approved a law in 1968 that makes homeowners responsible for maintaining the sidewalks attached to their property.
  • Property owners in Sacramento hold the responsibility for covering personal injury or property damage from sidewalk accidents. Even if the city is liable for the cause behind the incident, it is against the law for residents to sue.
  • In Galt, homeowners also have to handle sidewalk repairs, which make them liable for injuries caused by sidewalks in poor condition.
  • The city of Lodi does not currently hold homeowners liable for sidewalk-related injured, but the local government has been considering the issue since the 2007 liability case that caused the city to pay a $130,000 settlement to Margaret Stewart after she tripped on the sidewalk and broke her elbow, leg, and foot.

After a single liability case, you could find yourself in severe financial circumstances. You can help protect yourself from this by purchasing a California home insurancepolicy with liability coverage

Posted 2:10 PM  View Comments

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4244 Overland Ave | Culver City, CA 90230 | Ph: 310.837.6101 | Fx: 310.837.7559 | tower@tower90230.com

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