Tower Insurance Associates Inc
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One of the most neglected types of insurance businesses need is workers’ comp. This is something you must have in California even if your business only has a single employee. Your agent will be able to give you information about California workers compensation rates.

What is workers compensation? It is a type of insurance that protects you from having to pay out of pocket when one of your employees is injured on the job. Workers’ comp can be put towards medicals, wages, and settlement payments for the injured. Without coverage, your business could easily go bankrupt after an accident on the premises as you would be responsible for paying for the cost of the injury. You may also be up for a hefty fine.

Premiums for this type of insurance are partially based on your industry classification. The claims history of your business will also affect the cost over time – more claims will bring higher premiums. Before being able to arrange an estimate, your agent will need you to provide some information such as how long you have been in business, how many employees you have, and what type of work your employees do.

Are you currently uninsured? Insurance can seem like an expensive item for small businesses however, a single serious accident could cost you more than your business is worth. It’s not worth the risk. Take the initiative today and ask us about California workers compensation rates. With Tower Insurance Associates, Inc., you can get the coverage your employees need and depend on. Contact us today for more information!

Posted 2:21 PM  View Comments

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4244 Overland Ave | Culver City, CA 90230 | Ph: 310.837.6101 | Fx: 310.837.7559 | tower@tower90230.com

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