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Workers compensation refers to monetary benefits awarded to employees or workers who sustain injuries or become disabled while on the job. This prevents such employees from initiating a lawsuit against their employer in order to pay for their medical costs and make up for lost wages. California workers compensation rates can be compared online using online insurance quotes.

Basically, the compensation’s coverage extends to medical expenses that emanate from the sustained injury, and also include additional funds for permanent injuries. Sometimes, workers compensation may also cover the money lost due to absence from work as a result of the sustained injury or disability. The name “workers compensation” originated from the consideration that work-persons such as construction workers or factory workmen are more vulnerable to serious injury due to the nature of their jobs, compared to other workers in standard office settings.

Providing and Receiving Worker’s Compensation Benefits

Usually, companies work with insurance providers to give their workers money during their recovery period. The insurer requires the company to pay premium that is charged on monthly basis. So, if an accident occurs, the insurance provider will shoulder the responsibility, thus relieving the company from unforeseen expenses.

Are you considering worker’s compensation insurance for your business? Then check the most competitive California workers compensation rates online. Almost all companies are required to provide workers compensation benefits, so find a knowledgeable, local insurance provider who can help you add a policy onto your business insurance plan. With Tower Insurance Associates, Inc., your small business can get the coverage it needs with our agency. Contact us today!

Posted 2:22 PM  View Comments

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4244 Overland Ave | Culver City, CA 90230 | Ph: 310.837.6101 | Fx: 310.837.7559 | tower@tower90230.com

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