Tower Insurance Associates Inc
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The fine for running a red light in Los Angeles is $446.  Sometimes, the cost of the ticket can be greater than the fine amount. If you get a ticket for running a red light, your California auto insurance premium will increase for three years.  While the actual dollar amount of the increase can vary, depending on your insurance carrier, the increase is usually in the ballpark of 10% to 20%.

So in terms of going to traffic school or not, let’s do the math.

Let’s assume that your annual premium is $1,000, the fine is $446, and you’ll have a $60 court fee. 
 
Not attending traffic school
If this is your first ticket or your first at-fault accident in three years, you will be looking at the following breakdown:

Fine                                                                                      $446
Insurance increase over three years (10%)                 $300
Total                                                                                     $776

If this is your second ticket or if you have had previous at-fault accidents in three years, your premium can increase by 20%, and you’ll lose your California Good Driver* discount (which is another 20%).  In addition, many insurance carriers may cancel your policy, as they only insure “Good Drivers.”  So you’re looking at the following breakdown:

Fine                                                                                      $446
Insurance increase over three years (40%)                $1,200
Total                                                                                    $1,646

Attending traffic school

Fine                                                                                      $446
Court traffic school fee                                                     $60
Traffic school (online)                                                      $20
Total                                                                                    $526

As you can see, the answer is a clear YES!  It is absolutely worth attending traffic school.

We always encourage clients to attend traffic school if possible. In addition to the savings on your California auto insurance rate, attending traffic school may also allow you to keep your Good Driver status, which will be useful in the event that you get another ticket that does not allow you to attend traffic school or if you have an at-fault accident within three years.

Sign up for traffic school through the Los Angeles Superior Court:
Request Traffic School

Posted 2:25 PM  View Comments

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4244 Overland Ave | Culver City, CA 90230 | Ph: 310.837.6101 | Fx: 310.837.7559 | tower@tower90230.com

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